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Home | Youth Zone | Benefits | Universal Credit (UC)
Benefits

Universal Credit (UC)

What it is:

Universal Credit is a payment from the government to help people with living costs. It replaces a bunch of older benefits like Jobseeker’s Allowance, Income Support, and Housing Benefit, rolling them into one monthly payment. You might get UC if you’re on a low income, unemployed, or can’t work.

Who can get it?

  • If you’re 18 or older and under State Pension age (some exceptions for 16- and 17-year-olds).
  • You must be living in the UK.
  • Your savings need to be under £16,000 (if over that, you’re not eligible).

What it covers:

It helps with:

  • Basic living costs for yourself and your family (if you have one).
  • Housing costs like rent.
  • Childcare if you have kids and you work.

You might get extra money if you:

  • Look after children.
  • Have a disability or health condition that makes it hard to work.
  • Are a carer for someone else.

How much do you get?

It depends on things like:

  • Your age.
  • If you have kids or a partner.
  • If you have savings.
 
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