Debt and Money
Citizens Advice provide a wide resource of advice, information and guidance relating to debt and money issues at the following link:
Keeping on top of your money is a very important aspect of most people’s lives. Sometimes unexpected events can cause real money problems. Dumfries & Galloway Citizens Advice Service offers a full range of debt and money services, ranging from assistance to accessing formal and informal debt remedies.
These range from negotiating repayment plans for multiple debts by negotiating with creditors, assisting with applications to the Scottish Government’s ‘debt arrangement scheme’ and applications for bankruptcy.
D&GCAS Debt Self Help Pack
D&GCAS have created a self help pack with all the information and resources you’ll need to manage your debts. This includes a financial statement template, Budgeting help as well as letter templates for writing to your creditors.
Free Money Advice Learning Modules
Money Advice Scotland’s free e-Learning modules are useful and accessible to everyone. To ensure this we have provided links to each topic which enable users to complete our modules without needing to register as a user.
Speak to us in person.