Call us: 0300 303 4321
Locations
Castle Douglas Annan CAB Stranraer CAB Dumfries CAB (Headquarters)
Pages
Complaints Email & Web Based Advice Research & Monitoring Pension Wise When you get advice from a debt adviser When you get advice from an adviser General Subject Access Request Remember Us in Your Will Give Equipment or Professional Skills Give as you Live How to Donate Why Donate? Volunteering Video Pension Wise Newsletter Meet Janice- Volunteer Generalist Adviser Meet Colin – Volunteer Generalist Adviser Meet Robert-Volunteer Generalist Adviser Meet Derek- Volunteer Generalist Adviser Meet Kirsten- Volunteer Generalist Adviser Meet Stacey- Volunteer Generalist Adviser Meet our Volunteers Kinship Care Contact us Eu Citizen feeling in the dark about Brexit? Helpline & Webchat Phone and email advice Request a home visit Book an appointment Drop-in Health Latest Volunteer Fundraise for us Donate Other Ways to Help Us Referrals Who we help Ways to get help Get Help Family Immigration Housing and Homelessness Law and Courts Work Debt and Money Consumer Rights Benefits Advice Subject Access Request Form Locations Who Funds Us Board of Directors Privacy & Cookie Policy What We Do Who we are Home
Posts
Press Release – D&G CAS Get Muddy! Scam Alert War on Ukraine – UK and Scottish Government information Bright Deal Project Debt Happens, You’re Not Alone Press Release – Energy Crisis Annual Report 2020-21 Communications Strategy 2022 Volunteer Strategy 2022 Doubling the Scottish Child Payment Adult Disability Payment Big Energy Winter Press Release Press Release – Support4Life Project Help with Smoke & Heat Alarms Carers Allowance Supplement Increase Warm Home Discount Scheme £20 Universal Credit Uplift Best Start Foods Increase DAGCAS Making Debt Advice More Accessible. Changes to Employment Law – Press Release We are looking for volunteers We Have a Newsletter! Job Start Payment Civil Partnership News YES, late night Thursdays are back. Having problems getting your furlough pay? I have been affected by Coronavirus, can I claim benefits? Coronavirus – being furloughed if you can’t work PRESS RELEASE Struggling to pay your household bills? Coronavirus – if you need to be off work to care for someone Coronavirus – getting benefits if you’re self-isolating Annual Report 2019-2020 Updates from Social Security Scotland Check if your redundancy is fair ANNUAL GENERAL MEETING Press Release- End of Furlough Scheme Support Check if you can get a free TV licence Dumfries and Galloway Citizens Advice Service Opens Bureaux Are you struggling to pay your rent? Struggling to pay your mortgage? If you’re struggling to pay your bills Help for domestic abuse Kinship Care and Coronavirus What if an employee has more than one job? Can they still be furloughed? Struggling to pay back money you owe? I can’t go to work because I need to look after my child, but my boss is threatening to sack me if I don’t. What should I do? My boss is forcing me to go to work but I’m scared of coronavirus. What should I do? Does your relative/neighbour/friend need advice and help? They don’t have a phone or access to internet? Going to work “Thank you for you help, we are now well on the road to getting my mum some much needed help” Do you think shops are acting unfairly? Support for those at high COVID-19 risk Claim for your employees’ wages through the Coronavirus Job Retention Scheme Support for other forms of gender-based violence More Support for women, men, LGBT+ community, Ethnic Minority, Students and non UK citizens affected by domestic abuse… Press Release- 07/04/2020 Are you a young person? Are you worried about your health and well being? Managing money in the current crisis Struggling to pay your energy bills? Advice for businesses If you think shops aren’t acting fairly If you need to take time off to look after your children School closures and key workers Changes to benefits Health advice Caring for you mental health COVID-19 FAQ Furlough Staff Is Coronavirus impacting your life? PRESS RELEASE SOUTH OF SCOTLAND MSP COLIN SMYTH PRAISES AMAZING WORK OF LOCAL CITIZENS ADVICE SERVICES AND CALLS FOR MORE PEOPLE TO CONSIDER VOLUNTEERING ARE YOU AN EU CITIZEN AND DO YOU WANT TO STAY IN SCOTLAND? PRESS RELEASE Scottish Gas (British Gas) Prepayment Keys / Cards Eu Citizen feeling in the dark about Brexit? Volunteer For Us Late Applications for EU Citizens Support Scheme Press release
 
Home | Campaigns | Debt Happens, You’re Not Alone

Debt Happens, You’re Not Alone

21st March 2022

Dumfries & Galloway

PRESS RELEASE

07/03/2022

Media Contact: Carole Benzie 0300 303 4321 ext. 6127

CAMPAIGN TO TACKLE PERSONAL DEBT CRISIS IN DUMFRIES & GALLOWAY

Dumfries & Galloway Citizens Advice Service (D&G CAS) is launching a new campaign aimed at helping local people who are struggling with debts.

D&G CAS is revealing that over the last year they saw 602 clients in relation to debt and dealt with 1228 debt enquiries.

The charity reports that a combination of furlough ending, cuts to universal credit, high energy bills and overall increased costs of living has created a difficult situation for many local households, who have found it impossible to make ends meet without taking out loans. Others have found they are unable to re-pay existing debts.

As a result, the CAB is launching the local arm of the national Citizens Advice campaign, Debt Happens. You’re Not Alone. The month-long campaign aims to persuade people to seek expert debt advice from the CAB.

Launching the campaign, Money Advice Co-ordinator, Carole Benzie, said:

“With the cost of living increasing daily for all of us. Those that can least afford it are realising spiralling debts that they simply can’t manage.

“Our campaign is all about reaching out to those people, telling them that they’re not alone, and that support is available. All they have to do is contact us.

“Debt is a horrible situation to be in. It can affect your mental health and relationships as well as your finances. We understand that it can be hard to seek help, and we recognise there can be shame and stigma attached, but debt is nothing to be ashamed of. It happens. Our advisers are not judgemental or critical. We just want to help. It’s what we do every day.

“So, if you contact us, you get our expert advice, which is free, sympathetic, confidential, independent and effective. We can talk to your creditors to give you more time, reduce repayments or even seek to write off some of your debt. We’ll also look at ways to boost your income, make savings and cut the costs of daily living.

“Our advice is completely free and our message to people is you should never have to pay to receive debt advice. Charities like ours are here to help with debt or money worries and will never charge you for that help.

“Don’t suffer in silence – Come and talk to us. We’re ready to help you.”

You can contact us by phone, 0300 303 4321, email at info@dagcas.org or through our website. We also have bureaux in Dumfries, Annan and Stranraer.

Or you can get our advice online at cas.org.uk/debt-happens.

ENDS

Back to News
This site uses cookies.
Configure
 
Read our privacy policy

This site uses cookies for marketing, personalisation, and analysis purposes. You can opt out of this at any time or view our full privacy policy for more information.